Watching for criminal activity on accounts after Equifax hack

Watching for criminal activity on accounts after Equifax hack

Watching for criminal activity on accounts after Equifax hack

Attorney General Ken Paxton today issued a consumer alert following a report from Equifax Inc., one of the nation's three major credit reporting agencies, that it experienced a data breach affecting 143 million Americans, including almost 12 million Texans.

"We were notified by the company", Fincke said.

A data breach of the credit bureau Equifax has left the personal information of 143 million Americans vulnerable to hackers.

Meanwhile, Equifax is working with a forensic firm to investigate the breach and says its investigation is ongoing.

The company and its competitors, TransUnion and Experian, gauge how much of a risk people are for borrowing money.

"If you believe that your personal information was acquired during this data breach, it does not necessarily mean your information will be used", CPD said. Don't give out personal information to those who contact you asking for information to verify accounts, and be wary of clicking on links or downloading attachments in email messages.

The redit bureau is offering all consumers a free one-year subscription to TrustedID Premier - its credit-monitoring service. From a secure computer and an encrypted network connection, visit Equifax's website at www.equifaxsecurity2017.com and click on the tab "Potential Impact".

Experts also recommend that you regularly monitor your other financial accounts including credit cards, checking accounts, savings accounts and any others. Consumers can also implement a credit freeze that prevents would-be scammers from opening new accounts using the victim's identity. Enter your last name and the last six digits of your Social Security Number. "It's the new normal", said Fincke. Consumer-reporting companies are governed by the Fair Credit Reporting Act, according to the CFPB.

If you think the call is really from a legitimate company, offer to call back - but make sure to check for the phone number yourself, either online or in your records.

Consider placing a credit freeze on your files.

I can assure you that the instructions in Clark's credit freeze guide are accurate. If you contact any one of the three major credit reporting agencies, fraud alerts will be automatically added by the other two agencies as well.

The Canadian Press made multiple calls as consumers to Equifax Canada's customer service line and was told that consumers whose credit files were not checked outside of Canada are unlikely to be part of any breach.

"When a data breach occurs, our primary concern is protecting Georgia consumers who may have been impacted", said Attorney General Chris Carr.

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